A workers comp settlement by state depends on three things: your state’s maximum weekly benefit, the share of your wages the state replaces (usually about two-thirds), and what your specific injury is worth under your state’s body-part schedule. If you were hurt at work and want to know what your workers comp settlement could be worth, this guide compares all 50 states in plain English, starting with the current maximum weekly benefit for each one.
- Workers Comp Settlement by State – Maximum Weekly Benefit (All 50 States)
- How a Workers Comp Settlement Is Calculated
- What Your Injury Is Worth – Body-Part Settlements
- Temporary vs Permanent Benefits (TTD, TPD, PPD, PTD)
- Lump-Sum Workers Comp Settlement vs Weekly Checks
- Do You Pay Taxes on a Workers Comp Settlement?
- Find Your State’s Workers Comp Settlement Figures
- Official Sources
Click any state below to read its full workers comp settlement guide, with that state’s weekly benefit cap, wage-replacement rate, body-part settlement values, and the deadlines you cannot miss.
Quick Facts – Workers Comp Settlement by State (2026)
- Most states replace about two-thirds (66⅔%) of your average weekly wage while you cannot work – a few pay 60% to 80%, and every state sets a weekly maximum that caps the check
- The 2026 maximum weekly benefit ranges from about $655 in Mississippi to over $2,300 in Washington and New Hampshire – so the same injury can be worth far more in one state than another
- A lump-sum settlement is usually built from your weekly rate times the number of weeks your injury is worth under the state’s body-part schedule, plus future medical costs
- Permanent injuries are valued using an impairment rating and the state’s schedule of weeks per body part
- You generally do not pay federal income tax on these benefits
- Settlement amounts are illustrative, and every case is different – the figures here are a starting point, not a promise
- Always confirm the exact figure and any deadline with your state workers’ comp board and a licensed attorney before you act
Workers Comp Settlement by State – Maximum Weekly Benefit (All 50 States)
The single most important number behind a workers comp settlement is your state’s maximum weekly benefit – the most your state pays per week in wage-replacement (temporary total disability) benefits. It also caps the weekly rate used to value most permanent-injury settlements. Here is what each column means.
Max Weekly Benefit = the highest weekly temporary-total-disability (TTD) payment your state allows for a current injury. If two-thirds of your wage is higher than this number, your check is capped here.
Effective = the date that maximum took effect. Most states raise the maximum every year, so the figure that applies to you is the one in effect on your date of injury.
| State | Max Weekly Benefit | Effective |
|---|---|---|
| Alabama | $1,172.00 | Jul 1, 2025 |
| Alaska | $1,627.00 | Jan 1, 2026 |
| Arizona | $943.23 | Jan 1, 2026 |
| Arkansas | $953.00 | Jan 1, 2026 |
| California | $1,764.11 | Jan 1, 2026 |
| Colorado | $1,396.85 | Jul 1, 2025 |
| Connecticut | $1,716.00 | Oct 1, 2025 |
| Delaware | $924.31 | Jul 1, 2025 |
| Florida | $1,358.00 | Jan 1, 2026 |
| Georgia | $800.00 | Jul 1, 2025 |
| Hawaii | $1,240.00 | Jan 1, 2026 |
| Idaho | $1,021.50 | Jan 1, 2026 |
| Illinois | $2,008.60 | Jan 15, 2026 |
| Indiana | $852.00 | Jul 1, 2025 |
| Iowa | $2,350.00 | Jul 1, 2025 |
| Kansas | $869.00 | Jul 1, 2025 |
| Kentucky | $1,277.99 | Jan 1, 2026 |
| Louisiana | $877.00 | Sep 1, 2025 |
| Maine | $1,498.55 | Jul 1, 2025 |
| Maryland | $1,537.00 | Jan 1, 2026 |
| Massachusetts | $1,922.48 | Oct 1, 2025 |
| Michigan | $1,201.00 | Jan 1, 2026 |
| Minnesota | $1,536.84 | Oct 1, 2025 |
| Mississippi | $654.63 | Jan 1, 2026 |
| Missouri | $1,280.84 | Jul 1, 2025 |
| Montana | $1,137.00 | Jul 1, 2025 |
| Nebraska | $1,166.00 | Jan 1, 2026 |
| Nevada | $1,257.55 | Jul 1, 2025 |
| New Hampshire | $2,309.00 | Jul 1, 2025 |
| New Jersey | $1,199.00 | Jan 1, 2026 |
| New Mexico | $1,146.66 | Jan 1, 2026 |
| New York | $1,222.42 | Jul 1, 2025 |
| North Carolina | $1,446.00 | Jan 1, 2026 |
| North Dakota | $1,569.00 | Jul 1, 2025 |
| Ohio | $1,281.00 | Jan 1, 2026 |
| Oklahoma | $1,128.66 | Jan 1, 2026 |
| Oregon | $1,884.69 | Jul 1, 2025 |
| Pennsylvania | $1,394.00 | Jan 1, 2026 |
| Rhode Island | $1,622.00 | Oct 1, 2025 |
| South Carolina | $1,189.94 | Jan 1, 2026 |
| South Dakota | $1,108.00 | Jul 1, 2025 |
| Tennessee | $1,426.70 | Jul 1, 2025 |
| Texas | $1,271.00 | Oct 1, 2025 |
| Utah | $1,306.00 | Jul 1, 2025 |
| Vermont | $1,836.00 | Jul 1, 2025 |
| Virginia | $1,463.10 | Jul 1, 2025 |
| Washington | $2,337.64 | Jul 1, 2025 |
| West Virginia | $1,109.90 | Jul 1, 2025 |
| Wisconsin | $1,375.00 | Jan 1, 2026 |
| Wyoming | $1,177.00 | Jan 1, 2025 |
Figures are the current maximum weekly TTD benefit from the U.S. Social Security Administration’s state workers’ compensation chart. The maximum that applies to a claim is the one in effect on the date of injury. Confirm the current figure with your state’s workers’ compensation board.
How a Workers Comp Settlement Is Calculated
A workers comp settlement is not a single formula, but it almost always starts in the same place: your average weekly wage (AWW). Your state replaces a share of that wage – in most states two-thirds (66⅔%) – up to the weekly maximum in the table above. That weekly figure is the building block for everything else in your settlement.
While you are healing and cannot work, you receive that weekly amount as temporary total disability (TTD). If you can do some work but earn less, you may receive temporary partial disability (TPD). Once doctors decide your condition is as good as it is going to get – a point called maximum medical improvement (MMI) – the focus shifts to any permanent impairment, and that is where most settlements are decided.
What Your Injury Is Worth – Body-Part Settlements
For a permanent injury, most states use a schedule of body parts. Each body part is assigned a number of weeks, and your settlement is roughly your weekly benefit rate times that number of weeks, adjusted by your impairment rating (the percentage of permanent loss a doctor assigns). If your state values a hand at 200 weeks and your impairment rating is 50%, the scheduled portion is about 100 weeks of benefits.
This is why the same injury can be worth very different amounts in different states: the weekly rate is capped differently, and the number of weeks assigned to each body part is set by each state’s own schedule. Injuries that are not on the schedule – such as a back or a whole-body injury – are often valued on your lost earning capacity instead. Your state’s guide above breaks down the values that apply to you.
Temporary vs Permanent Benefits (TTD, TPD, PPD, PTD)
Workers’ comp benefits fall into four buckets, and knowing which one applies to you is key to understanding your settlement.
- TTD (Temporary Total Disability): you cannot work at all while recovering – the weekly check in the table above
- TPD (Temporary Partial Disability): you can work but earn less during recovery, and comp makes up part of the difference
- PPD (Permanent Partial Disability): you have a lasting impairment but can still work in some capacity – this is what most settlements are built on
- PTD (Permanent Total Disability): you cannot return to any gainful work – the most serious category, often paid for life or many years
Lump-Sum Workers Comp Settlement vs Weekly Checks
Many claims end in a lump-sum settlement – a single payment that closes out some or all of your future benefits. The trade-off is real: a lump sum gives you money now and certainty, but it may close the door on future weekly checks and, in some agreements, future medical care for the injury. Whether a lump sum or ongoing weekly benefits is better depends on your injury, your recovery, and your finances, which is one reason workers often have a lawyer review an offer before signing.
Do You Pay Taxes on a Workers Comp Settlement?
In general, a workers comp settlement is not subject to federal income tax – not your weekly checks and not a lump-sum settlement for the injury. There is one common exception: if you also receive Social Security Disability (SSDI), part of your benefits may be offset, which can have a tax effect. Because tax situations vary, confirm your specific case with a tax professional.
Find Your State’s Workers Comp Settlement Figures
Ready to see what a settlement looks like for your state? Click any state in the table above for its full guide, or browse the complete settlements cluster below.
Browse All 50 State Settlement Guides →
If a settlement has been offered, or your claim was denied, many injured workers choose to have a lawyer review their case before they sign. You are never required to, and our guides are free to read either way.
Official Sources
- U.S. Social Security Administration: ssa.gov – chart of each state’s maximum weekly workers’ compensation benefit
- U.S. Department of Labor: dol.gov – federal overview of state workers’ compensation programs
- NCCI: ncci.com – workers’ compensation rates, class codes, and state rules
- State workers’ comp boards: each state’s official workers’ compensation board, linked in the state guides above
Maximum weekly benefit figures are from the U.S. Social Security Administration’s chart of state workers’ compensation benefits (chart dated March 2026) and reflect the maximum for an injury occurring as of that date. State maximums change every year. Settlement values also depend on your wages, your impairment rating, and your state’s body-part schedule, all of which vary. Click any state above for its verified guide with current figures. Last reviewed June 2026.
Disclaimer: This page is for general informational purposes only and is not legal, medical, or financial advice. Workers Comp Explained is an independent educational resource, not a law firm, insurer, or medical or financial advisor. Settlement estimates are illustrative only and every case is different. Workers’ compensation rules, benefit amounts, and deadlines vary by state and change over time. Always confirm the exact figure and any deadline with your state’s workers’ compensation board and a licensed attorney before you act.