How much a Arizona workers comp settlement is worth depends on three things: the body part injured, your impairment rating, and your weekly wage. Typical Arizona settlements run Roughly 5000 to 75000 for many Arizona claims, with minor scheduled injuries often lower and serious/unscheduled or permanent-total cases running well into six figures. Every case differs — the figure depends on body part, impairment rating, wage, and future medical..
This guide lays out the Arizona caps, the body-part schedule, and how the math works, in plain English. All figures are from Arizona sources, verified as of June 2026.
Arizona at a Glance
| Wage replacement | 66.67% (two-thirds of the average MONTHLY wage for temporary total disability) |
| Max weekly benefit | 4087 — NOTE: Arizona pays MONTHLY, not weekly. This is the maximum MONTHLY TTD benefit for 2026 (66.67% of the 2026 maximum average monthly wage of 6131). Weekly-equivalent ≈ 943. The 2026 maximum average monthly wage cap is 6131. |
| Min weekly benefit | NONE (Arizona sets no fixed dollar minimum; the benefit is 66.67% of the worker’s own actual average monthly wage) |
| Waiting period | 7 (no wage-loss benefit for the first 7 consecutive calendar days) |
| PPD method | Combination. SCHEDULED injuries (enumerated body parts) pay 55% of average monthly wage for a fixed number of MONTHS in the ARS 23-1044(B) schedule (75% if the worker cannot return to the same work). UNSCHEDULED injuries (e.g., back, neck, shoulder, whole-body) use the WAGE-LOSS method under 23-1044(C): 55% of the difference between pre-injury average monthly wage and post-injury earning capacity. |
| Lawyer recommended | For serious injuries, denials, or any settlement offer |
In This Arizona Guide:
How Much Is a Workers’ Comp Settlement in Arizona?
How much a Arizona workers comp settlement is worth depends on three things: the body part injured, your impairment rating, and your weekly wage. Typical Arizona settlements run Roughly 5000 to 75000 for many Arizona claims, with minor scheduled injuries often lower and serious/unscheduled or permanent-total cases running well into six figures. Every case differs — the figure depends on body part, impairment rating, wage, and future medical..
This guide lays out the Arizona caps, the body-part schedule, and how the math works, in plain English. All figures are from Arizona sources, verified as of June 2026.
Want a quick estimate for your own injury?
Arizona Body-Part Settlement Values
If your injury is a permanent loss to a specific body part, Arizona assigns it a set number of weeks of benefits. Your payout is roughly those weeks multiplied by your impairment rating and your weekly comp rate. Here are the Arizona figures:
| Body part (scheduled loss) | Statutory weeks of benefits |
| For Complete Loss/Loss Of Use Per Ars 23-1044(B): Major Arm | 60 weeks |
| Minor Arm | 50 weeks |
| Major Hand | 50 weeks |
| Minor Hand | 40 weeks |
| Leg | 50 weeks |
| Foot | 40 weeks |
| Thumb | 15 weeks |
| Index/First Finger | 9 weeks |
| Second Finger | 7 weeks |
| Third Finger | 5 weeks |
| Fourth/Little Finger | 4 weeks |
| Great Toe | 7 weeks |
| Hearing One Ear | 20 weeks |
Whole-body / maximum: up to NONE in weeks. Scheduled maximum is 60 months (major arm or both-ears hearing loss). Unscheduled permanent partial disability has no fixed cap — it is paid monthly as a percentage of ongoing earning-capacity loss and can continue for the duration of the loss. weeks.
How Arizona Calculates Your Payout
The compensation rate is based on the AVERAGE MONTHLY WAGE — generally the worker’s earnings in the 30 days before the injury, capped at the statutory maximum average monthly wage (6131 for 2026, set annually by August 1 and indexed to the Employment Cost Index).
TTD = 66.67% of that AMW; scheduled permanent awards = 55% (or 75% if unable to return to the same work); unscheduled = 55% of monthly earning-capacity loss.
Permanent disability: Combination. SCHEDULED injuries (enumerated body parts) pay 55% of average monthly wage for a fixed number of MONTHS in the ARS 23-1044(B) schedule (75% if the worker cannot return to the same work). UNSCHEDULED injuries (e.g., back, neck, shoulder, whole-body) use the WAGE-LOSS method under 23-1044(C): 55% of the difference between pre-injury average monthly wage and post-injury earning capacity.
Offsets: Social Security — Arizona is a reverse-offset state and reduces certain permanent disability benefits to coordinate with Social Security retirement/disability insurance benefits (ARS 23-1044/23-1065). Otherwise NONE.
What Settlements Actually Run in Arizona
Roughly 5000 to 75000 for many Arizona claims, with minor scheduled injuries often lower and serious/unscheduled or permanent-total cases running well into six figures. Every case differs — the figure depends on body part, impairment rating, wage, and future medical. That said, no two cases are alike — the number that matters is the one your own injury, rating, and wage produce, not a statewide average.
What drives a Arizona settlement: Body part injured (scheduled vs. unscheduled), permanent impairment rating, the worker’s average monthly wage, loss of earning capacity / ability to return to work, and future medical care needs.
How Workers’ Comp Settlements Work in Arizona
A Arizona workers comp settlement usually has two parts: the wage benefits you are paid while you cannot work, and a lump sum for any permanent damage the injury leaves behind. The wage piece replaces a share of your average weekly wage, up to the state cap shown above.
The permanent piece is where most of the settlement value lives, and it depends on the body part, your impairment rating, and how the state values that loss.
Scheduled vs. Unscheduled Injuries in Arizona
Most states, including how Arizona handles many claims, divide permanent injuries into two buckets. A scheduled loss is a specific body part with a set number of weeks assigned to it, like an arm, hand, or leg. An unscheduled loss affects the body as a whole, like a back or a head injury, and is often worth more because it touches your overall ability to earn.
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Knowing which bucket your injury falls into is the first step to understanding what your case may be worth.
Other Arizona settlement rules: Benefits are paid MONTHLY, and the permanent-disability schedule is in MONTHS rather than weeks. Arizona has no compromise-and-release “full and final” close-out like many states for the medical portion — claims are generally resolved by an ICA Award (a Notice of Permanent Disability), and lump-sum commutation of an award requires ICA approval.
Workers may reopen a closed claim for new, additional, or previously undiscovered conditions under ARS 23-1061(H). The statutory maximum average monthly wage is reset every year, so the figure that applies is the one in effect on the date of injury.
Understanding Your Arizona Workers Comp Settlement
The size of a Arizona workers comp settlement is not random — it follows the state’s own formula. Your average weekly wage sets your benefit rate, the body part and impairment rating set the number of weeks, and the state cap sets the ceiling. Put together, those pieces are what a Arizona workers comp settlement is built from.
If any part of your Arizona workers comp settlement is unclear, the calculator below gives a quick estimate and your state board can confirm the current caps and the body-part schedule.
Got a settlement offer? Before you accept, it helps to know what your Arizona case may really be worth. An attorney can review the offer, often at no upfront cost.
Frequently Asked Questions
How much is a workers’ comp settlement in Arizona?
There is no single average — a Arizona settlement depends on the body part, your impairment rating, and your wage. Typical ranges run Roughly 5000 to 75000 for many Arizona claims, with minor scheduled injuries often lower and serious/unscheduled or permanent-total cases running well into six figures. Every case differs — the figure depends on body part, impairment rating, wage, and future medical..
Use the calculator on this page for an estimate, and remember every case is different.
How is a Arizona workers’ comp settlement calculated?
Arizona generally pays a share of your average weekly wage (capped at $4087 — NOTE: Arizona pays MONTHLY, not weekly. This is the maximum MONTHLY TTD benefit for 2026 (66.67% of the 2026 maximum average monthly wage of 6131). Weekly-equivalent ≈ 943. The 2026 maximum average monthly wage cap is 6131./week), then adds a permanent-disability amount based on the body part and your impairment rating.
The state’s body-part schedule sets the number of weeks.
Do I need a lawyer to settle my Arizona workers’ comp case?
Not always, but for a serious injury, a denied claim, or a settlement offer you are unsure about, many claimants talk to a workers’ comp attorney first — the consultation is usually free and represented claimants often recover more.
Official Arizona Sources & Resources
- Arizona Industrial Commission of Arizona (ICA): https://www.azica.gov
- Arizona Workers’ Comp Statute: https://www.azleg.gov/ars/23/01044.htm
- U.S. Department of Labor — Workers’ Comp: dol.gov
- NCCI (rating/benefit data): ncci.com
These Arizona workers comp settlement figures were last verified against official sources in June 2026. State benefit caps change every year — confirm the current figure with your state workers’-comp board or a licensed attorney before you rely on it.
More Arizona Workers’ Comp Guides
- How to File a Arizona Workers’ Comp Claim
- Arizona Workers’ Comp Requirements (Employers)
- Workers’ Comp Guides for All 50 States
Disclaimer: This guide is informational only and is not legal, medical, or financial advice. Workers Comp Explained is an independent educational resource, not a law firm or insurer. Workers’ comp benefits, settlement values, deadlines, and requirements vary by state and by the specific facts of your injury and change over time, and any settlement figures here are illustrative only.
Confirm your rights and any deadline with your state’s workers’ compensation board and a licensed attorney before you act.