How much an Arizona workers comp settlement is worth depends on three things: the body part injured, your impairment rating, and your weekly wage. This guide lays out the Arizona caps, the body-part schedule, and how the math works, in plain English. All figures are from Arizona sources, verified as of October 2026.
Arizona at a Glance
| Wage replacement | 66.67 (66 2/3% of the average monthly wage for temporary total disability. Arizona sets benefits by the month, not the week.) |
| Max weekly benefit | 943.23 (worked out from the monthly cap. For injuries from January 1 through December 31, 2026, the Industrial Commission of Arizona caps the average monthly wage at 6131. 66 2/3% of 6131 is a maximum monthly TTD benefit of about 4087.33. 4087.33 x 12 / 52 = about 943.23 per week. Arizona does not publish a weekly figure itself.) |
| Min weekly benefit | NONE (I found no statutory minimum TTD benefit. Confirm with the ICA.) |
| Waiting period | 7 days |
| PPD method | A combination. Scheduled injuries (A.R.S. 23-1044(B)) pay 55% of the average monthly wage for a set number of MONTHS. Partial loss of use of a scheduled member pays 50% of the average monthly wage for that share of the scheduled months, based on the impairment rating. Unscheduled injuries (back, shoulder, hip, internal organs, mental injury, or two separate scheduled injuries) are paid by wage loss under A.R.S. 23-1044(C): 55% of the difference between the pre-injury average monthly wage and what the worker can earn afterward (“loss of earning capacity”). These are paid monthly with no fixed end date. |
| Lawyer recommended | For serious injuries, denials, or any settlement offer |
In This Arizona Guide:
How Much Is a Workers’ Comp Settlement in Arizona?
How much an Arizona workers comp settlement is worth depends on three things: the body part injured, your impairment rating, and your weekly wage. This guide lays out the Arizona caps, the body-part schedule, and how the math works, in plain English. All figures are from Arizona sources, verified as of October 2026.
Want a quick estimate for your own injury?
Arizona Body-Part Settlement Values
If your injury is a permanent loss to a specific body part, Arizona assigns it a set number of weeks of benefits. Your payout is roughly those weeks multiplied by your impairment rating and your weekly comp rate. Here are the Arizona figures:
| Body part (scheduled loss) | Statutory weeks of benefits |
| Not Weeks: Major Arm | 60 weeks |
| Minor Arm | 50 weeks |
| Major Hand | 50 weeks |
| Minor Hand | 40 weeks |
| Leg | 50 weeks |
| Foot | 40 weeks |
| Eye (Enucleation) | 30 weeks |
| No Enucleation) | 25 weeks |
| Thumb | 15 weeks |
Whole-body / maximum: up to 60 months is the longest scheduled award (major arm), about 260 weeks. Unscheduled loss-of-earning-capacity awards have no fixed week limit and are paid monthly while the loss continues. weeks.
How Arizona Calculates Your Payout
The average monthly wage comes from earnings, usually the 30 days before the injury. A longer period may be used if it is more representative. The wage is capped at the statutory maximum (6131 for injuries in calendar year 2026, indexed each January 1 to the Employment Cost Index). TTD is 66 2/3% of that capped wage. Scheduled PPD is 55% (50% for partial loss of use).
Unscheduled PPD is 55% of the loss of earning capacity. Permanent total disability is 66 2/3%.
Permanent disability: A combination. Scheduled injuries (A.R.S. 23-1044(B)) pay 55% of the average monthly wage for a set number of MONTHS. Partial loss of use of a scheduled member pays 50% of the average monthly wage for that share of the scheduled months, based on the impairment rating. Unscheduled injuries (back, shoulder, hip, internal organs, mental injury, or two separate scheduled injuries) are paid by wage loss under A.R.S.
23-1044(C): 55% of the difference between the pre-injury average monthly wage and what the worker can earn afterward (“loss of earning capacity”). These are paid monthly with no fixed end date.
Offsets: Workers’ comp may reduce federal SSDI (the federal offset). In Arizona, comp does not reduce Social Security retirement benefits, and retirement benefits do not reduce comp. Confirm with SSA and the ICA.
What Settlements Actually Run in Arizona
What drives an Arizona settlement: Whether the injury is scheduled or unscheduled; which body part; the impairment rating (AMA Guides); whether it is the dominant (major) or non-dominant (minor) arm or hand; the average monthly wage, up to the 2026 cap of 6131; residual earning capacity and the ability to return to work (unscheduled claims); future medical needs, including supportive care; and whether the claim is disputed.
How Workers’ Comp Settlements Work in Arizona
An Arizona workers comp settlement usually has two parts: the wage benefits you are paid while you cannot work, and a lump sum for any permanent damage the injury leaves behind. The wage piece replaces a share of your average weekly wage, up to the state cap shown above.
The permanent piece is where most of the settlement value lives, and it depends on the body part, your impairment rating, and how the state values that loss.
Scheduled vs. Unscheduled Injuries in Arizona
Most states, including how Arizona handles many claims, divide permanent injuries into two buckets. A scheduled loss is a specific body part with a set number of weeks assigned to it, like an arm, hand, or leg. An unscheduled loss affects the body as a whole, like a back or a head injury, and is often worth more because it touches your overall ability to earn.
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Knowing which bucket your injury falls into is the first step to understanding what your case may be worth.
Understanding Your Arizona Workers Comp Settlement
The size of an Arizona workers comp settlement is not random — it follows the state’s own formula. Your average weekly wage sets your benefit rate, the body part and impairment rating set the number of weeks, and the state cap sets the ceiling. Put together, those pieces are what an Arizona workers comp settlement is built from.
If any part of your Arizona workers comp settlement is unclear, the calculator below gives a quick estimate and your state board can confirm the current caps and the body-part schedule.
Got a settlement offer? Before you accept, it helps to know what your Arizona case may really be worth. An attorney can review the offer, often at no upfront cost.
Frequently Asked Questions
How much is a workers’ comp settlement in Arizona?
There is no single average — an Arizona settlement depends on the body part, your impairment rating, and your wage. Use the calculator on this page for an estimate, and remember every case is different.
How is an Arizona workers’ comp settlement calculated?
Arizona generally pays a share of your average weekly wage (capped at $943.23 (worked out from the monthly cap. For injuries from January 1 through December 31, 2026, the Industrial Commission of Arizona caps the average monthly wage at 6131. 66 2/3% of 6131 is a maximum monthly TTD benefit of about 4087.33. 4087.33 x 12 / 52 = about 943.23 per week.
Arizona does not publish a weekly figure itself.)/week), then adds a permanent-disability amount based on the body part and your impairment rating. The state’s body-part schedule sets the number of weeks.
Do I need a lawyer to settle my Arizona workers’ comp case?
Not always, but for a serious injury, a denied claim, or a settlement offer you are unsure about, many claimants talk to a workers’ comp attorney first — the consultation is usually free and represented claimants often recover more.
Official Arizona Sources & Resources
- Arizona Industrial Commission of Arizona (ICA), Claims Division: https://www.azica.gov/claims-amw-statutory-maximum-information-page
- Arizona Workers’ Comp Statute: https://www.azleg.gov/ars/23/01044.htm
- U.S. Department of Labor — Workers’ Comp: dol.gov
- NCCI (rating/benefit data): ncci.com
These Arizona workers comp settlement figures were last verified against official sources in October 2026. State benefit caps change every year — confirm the current figure with your state workers’-comp board or a licensed attorney before you rely on it.
You May Also Like
More Arizona Workers’ Comp Guides
- How to File an Arizona Workers’ Comp Claim
- Arizona Workers’ Comp Requirements (Employers)
- Workers’ Comp Guides for All 50 States
Disclaimer: This guide is informational only and is not legal, medical, or financial advice. Workers Comp Explained is an independent educational resource, not a law firm or insurer. Workers’ comp benefits, settlement values, deadlines, and requirements vary by state and by the specific facts of your injury and change over time, and any settlement figures here are illustrative only.
Confirm your rights and any deadline with your state’s workers’ compensation board and a licensed attorney before you act.