Workers Comp Explained is a free educational resource that explains workers' compensation in plain English - how much settlements run in your state, what your specific injury is typically worth, the deadlines to report and file, your rights on a claim, and what to do if you are denied. We cover all 50 states with exact, current figures.

Yes - Workers Comp Explained is completely free. We never charge readers for access to any of our guides or tools. There is no signup, no email gate, and no required intake form to read anything.

No. Workers Comp Explained is an informational site, not a law firm, insurer, or medical or financial advisor. We provide general, state- and injury-specific information, and our settlement figures are illustrative only. We recommend you confirm the exact figure and any deadline with your state's workers' compensation board and a licensed attorney before you act.

Workers Comp Explained earns revenue through (1) display advertising (Google AdSense) and (2) attorney-referral advertising when you choose to speak with a lawyer through one of our links (at no cost to you, always disclosed). These links are advertising, not a referral or endorsement of any attorney, and none of these relationships influence our editorial content or the figures we publish.

Benefit caps, body-part values, deadlines, and requirements are sourced from state workers' compensation boards, the U.S. Department of Labor, the NCCI, and the Insurance Information Institute, and are reviewed when the figures change. Every page displays a Verified badge showing when it was last reviewed. State maximum weekly benefits change every year - always confirm the exact figure with your state board and a licensed attorney.

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