How much a Maryland workers comp settlement is worth depends on three things: the body part injured, your impairment rating, and your weekly wage. Typical Maryland settlements run Varies widely by case — many minor/sprain claims resolve in the 10000–30000 range, while herniated-disc, surgical, or higher-impairment claims commonly reach 50000–200000 or more; every case differs based on the specific facts.
This guide lays out the Maryland caps, the body-part schedule, and how the math works, in plain English. All figures are from Maryland sources, verified as of June 2026.
Maryland at a Glance
| Wage replacement | 66.67% (two-thirds of the worker’s average weekly wage for temporary total disability) |
| Max weekly benefit | $1,537 |
| Min weekly benefit | $50 |
| Waiting period | 3 days |
| PPD method | Combination — scheduled body-part weeks for listed members (LE §9-627), plus a proportionate share of 500 whole-body weeks for unscheduled “other cases” injuries, with the awarded weeks paid at one of three statutory rate tiers based on award length |
| Lawyer recommended | For serious injuries, denials, or any settlement offer |
In This Maryland Guide:
How Much Is a Workers’ Comp Settlement in Maryland?
How much a Maryland workers comp settlement is worth depends on three things: the body part injured, your impairment rating, and your weekly wage. Typical Maryland settlements run Varies widely by case — many minor/sprain claims resolve in the 10000–30000 range, while herniated-disc, surgical, or higher-impairment claims commonly reach 50000–200000 or more; every case differs based on the specific facts.
This guide lays out the Maryland caps, the body-part schedule, and how the math works, in plain English. All figures are from Maryland sources, verified as of June 2026.
Want a quick estimate for your own injury?
Maryland Body-Part Settlement Values
If your injury is a permanent loss to a specific body part, Maryland assigns it a set number of weeks of benefits. Your payout is roughly those weeks multiplied by your impairment rating and your weekly comp rate. Here are the Maryland figures:
| Body part (scheduled loss) | Statutory weeks of benefits |
| Arm | 300 weeks |
| Hand | 250 weeks |
| Leg | 300 weeks |
| Foot | 250 weeks |
| Eye | 250 weeks |
| Thumb | 100 weeks |
| Index Finger | 40 weeks |
| Second Finger | 35 weeks |
| Third Finger | 30 weeks |
| Fourth/Little Finger | 25 weeks |
| Great Toe | 40 weeks |
| Other Toe | 10 weeks |
| Hearing (One Ear) | 125 weeks |
Whole-body / maximum: up to 500 (whole-body / unscheduled maximum; “serious disability” awards of 250+ weeks have their duration increased by one-third) weeks.
How Maryland Calculates Your Payout
The weekly comp rate is two-thirds (66.67%) of the worker’s average weekly wage at the time of injury; TTD is capped at 100% of the Maryland statewide average weekly wage (1537 for 2026). PPD rate caps for 2026 injuries: first tier (awards under 75 weeks) capped at 257/week; second tier (75–249 weeks) capped at 513/week; serious disability (250+ weeks) capped at 1153/week.
There is a 50/week minimum (unless the worker earned less)
Permanent disability: Combination — scheduled body-part weeks for listed members (LE §9-627), plus a proportionate share of 500 whole-body weeks for unscheduled “other cases” injuries, with the awarded weeks paid at one of three statutory rate tiers based on award length
Offsets: Maryland coordinates/offsets workers’ comp with Social Security (SSDI reverse-offset rules apply) and may offset against certain government retirement/pension benefits; otherwise NONE specific beyond statutory coordination — confirm specifics with the Commission
What Settlements Actually Run in Maryland
Varies widely by case — many minor/sprain claims resolve in the 10000–30000 range, while herniated-disc, surgical, or higher-impairment claims commonly reach 50000–200000 or more; every case differs based on the specific facts That said, no two cases are alike — the number that matters is the one your own injury, rating, and wage produce, not a statewide average.
What drives a Maryland settlement: Body part injured and its scheduled weeks, the permanent impairment rating, the worker’s average weekly wage (which sets the comp rate and tier cap), future/open medical costs, and the worker’s ability to return to work
How Workers’ Comp Settlements Work in Maryland
A Maryland workers comp settlement usually has two parts: the wage benefits you are paid while you cannot work, and a lump sum for any permanent damage the injury leaves behind. The wage piece replaces a share of your average weekly wage, up to the state cap shown above.
The permanent piece is where most of the settlement value lives, and it depends on the body part, your impairment rating, and how the state values that loss.
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Scheduled vs. Unscheduled Injuries in Maryland
Most states, including how Maryland handles many claims, divide permanent injuries into two buckets. A scheduled loss is a specific body part with a set number of weeks assigned to it, like an arm, hand, or leg. An unscheduled loss affects the body as a whole, like a back or a head injury, and is often worth more because it touches your overall ability to earn.
Knowing which bucket your injury falls into is the first step to understanding what your case may be worth.
Other Maryland settlement rules: Maryland uses a three-tier PPD rate structure tied to the length of the award, and “serious disability” awards (250+ weeks) get their duration increased by one-third. Settlements are paid as lump sums only after Commission approval, and once approved the insurer generally must issue payment within about 15 days.
This is neutral reference information only, not legal advice — many claimants benefit from confirming their specific figures with the Maryland Workers’ Compensation Commission and a licensed Maryland attorney.
Understanding Your Maryland Workers Comp Settlement
The size of a Maryland workers comp settlement is not random — it follows the state’s own formula. Your average weekly wage sets your benefit rate, the body part and impairment rating set the number of weeks, and the state cap sets the ceiling. Put together, those pieces are what a Maryland workers comp settlement is built from.
If any part of your Maryland workers comp settlement is unclear, the calculator below gives a quick estimate and your state board can confirm the current caps and the body-part schedule.
Got a settlement offer? Before you accept, it helps to know what your Maryland case may really be worth. An attorney can review the offer, often at no upfront cost.
Frequently Asked Questions
How much is a workers’ comp settlement in Maryland?
There is no single average — a Maryland settlement depends on the body part, your impairment rating, and your wage. Typical ranges run Varies widely by case — many minor/sprain claims resolve in the 10000–30000 range, while herniated-disc, surgical, or higher-impairment claims commonly reach 50000–200000 or more; every case differs based on the specific facts. Use the calculator on this page for an estimate, and remember every case is different.
How is a Maryland workers’ comp settlement calculated?
Maryland generally pays a share of your average weekly wage (capped at $1537/week), then adds a permanent-disability amount based on the body part and your impairment rating. The state’s body-part schedule sets the number of weeks.
Do I need a lawyer to settle my Maryland workers’ comp case?
Not always, but for a serious injury, a denied claim, or a settlement offer you are unsure about, many claimants talk to a workers’ comp attorney first — the consultation is usually free and represented claimants often recover more.
Official Maryland Sources & Resources
- Maryland Maryland Workers’ Compensation Commission (WCC): https://www.wcc.state.md.us
- Maryland Workers’ Comp Statute: https://mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=gle§ion=9-627
- U.S. Department of Labor — Workers’ Comp: dol.gov
- NCCI (rating/benefit data): ncci.com
These Maryland workers comp settlement figures were last verified against official sources in June 2026. State benefit caps change every year — confirm the current figure with your state workers’-comp board or a licensed attorney before you rely on it.
More Maryland Workers’ Comp Guides
- How to File a Maryland Workers’ Comp Claim
- Maryland Workers’ Comp Requirements (Employers)
- Workers’ Comp Guides for All 50 States
Disclaimer: This guide is informational only and is not legal, medical, or financial advice. Workers Comp Explained is an independent educational resource, not a law firm or insurer. Workers’ comp benefits, settlement values, deadlines, and requirements vary by state and by the specific facts of your injury and change over time, and any settlement figures here are illustrative only.
Confirm your rights and any deadline with your state’s workers’ compensation board and a licensed attorney before you act.