How much an Oklahoma workers comp settlement is worth depends on three things: the body part injured, your impairment rating, and your weekly wage. Typical Oklahoma settlements run Oklahoma doesn’t publish an official average settlement. As an illustration from the statute only: a body-as-a-whole rating of 5% to 25% at the 375 PPD cap works out to about 6563 to 32813 in PPD (17.5 to 87.5 weeks).
An amputated thumb at the cap is 66 x 375 = 24750. Total settlements can be higher or lower once unpaid TTD and future medical care are included. Every case differs, so confirm with the Commission and a licensed attorney.. This guide lays out the Oklahoma caps, the body-part schedule, and how the math works, in plain English. All figures are from Oklahoma sources, verified as of October 2026.
Oklahoma at a Glance
| Wage replacement | 70 |
| Max weekly benefit | 1128.66 |
| Waiting period | 3 days |
| PPD method | Combination. For amputation or permanent total loss of use of a scheduled member, it’s the scheduled weeks for that body part times the PPD rate (85A O.S. §46). For injuries not on the schedule (body as a whole, such as the back), it’s the impairment rating times 350 weeks times the PPD rate (85A O.S. §45). The PPD rate is 70% of the average weekly wage, capped at 375 per week for injuries on or after July 1, 2025. |
| Lawyer recommended | For serious injuries, denials, or any settlement offer |
In This Oklahoma Guide:
How Much Is a Workers’ Comp Settlement in Oklahoma?
How much an Oklahoma workers comp settlement is worth depends on three things: the body part injured, your impairment rating, and your weekly wage. Typical Oklahoma settlements run Oklahoma doesn’t publish an official average settlement. As an illustration from the statute only: a body-as-a-whole rating of 5% to 25% at the 375 PPD cap works out to about 6563 to 32813 in PPD (17.5 to 87.5 weeks).
An amputated thumb at the cap is 66 x 375 = 24750. Total settlements can be higher or lower once unpaid TTD and future medical care are included. Every case differs, so confirm with the Commission and a licensed attorney.. This guide lays out the Oklahoma caps, the body-part schedule, and how the math works, in plain English. All figures are from Oklahoma sources, verified as of October 2026.
Want a quick estimate for your own injury?
Oklahoma Body-Part Settlement Values
If your injury is a permanent loss to a specific body part, Oklahoma assigns it a set number of weeks of benefits. Your payout is roughly those weeks multiplied by your impairment rating and your weekly comp rate. Here are the Oklahoma figures:
| Body part (scheduled loss) | Statutory weeks of benefits |
| Arm (At/Above Elbow) | 275 weeks |
| Arm (Between Elbow And Wrist) | 220 weeks |
| Hand | 220 weeks |
| Leg (At/Above Knee) | 275 weeks |
| Leg (Between Knee And Ankle) | 220 weeks |
| Foot | 220 weeks |
| With Useful Vision) | 275 weeks |
| Thumb | 66 weeks |
| Index (First) Finger | 39 weeks |
| Second Finger | 33 weeks |
| Great Toe | 33 weeks |
| Hearing One Ear | 110 weeks |
| Hearing Both Ears | 330 weeks |
Whole-body / maximum: up to 350 weeks for the body as a whole weeks.
How Oklahoma Calculates Your Payout
The weekly rate is 70% of the worker’s own average weekly wage. TTD is capped at 100% of the state average weekly wage, which gives the 2026 TTD and PTD maximum of 1128.66 for accidents from January 1 to December 31, 2026. PPD is 70% of the average weekly wage, capped at 375 per week (accidents on or after July 1, 2025). TTD runs up to 156 weeks total.
Permanent disability: Combination. For amputation or permanent total loss of use of a scheduled member, it’s the scheduled weeks for that body part times the PPD rate (85A O.S. §46). For injuries not on the schedule (body as a whole, such as the back), it’s the impairment rating times 350 weeks times the PPD rate (85A O.S. §45).
The PPD rate is 70% of the average weekly wage, capped at 375 per week for injuries on or after July 1, 2025.
What Settlements Actually Run in Oklahoma
Oklahoma doesn’t publish an official average settlement. As an illustration from the statute only: a body-as-a-whole rating of 5% to 25% at the 375 PPD cap works out to about 6563 to 32813 in PPD (17.5 to 87.5 weeks). An amputated thumb at the cap is 66 x 375 = 24750. Total settlements can be higher or lower once unpaid TTD and future medical care are included.
Every case differs, so confirm with the Commission and a licensed attorney. That said, no two cases are alike — the number that matters is the one your own injury, rating, and wage produce, not a statewide average.
What drives an Oklahoma settlement: which body part was hurt and whether it’s on the schedule; the impairment rating at maximum medical improvement; the worker’s average weekly wage (70% of it, up to the caps); how much future medical care is likely; unpaid or disputed TTD; whether the worker can go back to the old job or other work; any pre-existing or apportioned impairment;
and whether the claim might be permanent total disability.
How Workers’ Comp Settlements Work in Oklahoma
An Oklahoma workers comp settlement usually has two parts: the wage benefits you are paid while you cannot work, and a lump sum for any permanent damage the injury leaves behind. The wage piece replaces a share of your average weekly wage, up to the state cap shown above.
The permanent piece is where most of the settlement value lives, and it depends on the body part, your impairment rating, and how the state values that loss.
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Scheduled vs. Unscheduled Injuries in Oklahoma
Most states, including how Oklahoma handles many claims, divide permanent injuries into two buckets. A scheduled loss is a specific body part with a set number of weeks assigned to it, like an arm, hand, or leg. An unscheduled loss affects the body as a whole, like a back or a head injury, and is often worth more because it touches your overall ability to earn.
Knowing which bucket your injury falls into is the first step to understanding what your case may be worth.
Other Oklahoma settlement rules: The PPD cap has gone up in steps: 350 (May 28, 2019 to June 30, 2021), then 360 (July 1, 2021 to June 30, 2025), then 375 (on or after July 1, 2025). The cap that applies depends on the accident date.
PTD is paid for 15 years or until the worker reaches full Social Security retirement age, whichever is longer, and the worker must file a yearly affidavit saying they still can’t work. The mileage reimbursement rate is 0.725 per mile from January 1, 2026. Your state generally requires the Commission to approve settlements, so confirm with the Commission and a licensed attorney.
Understanding Your Oklahoma Workers Comp Settlement
The size of an Oklahoma workers comp settlement is not random — it follows the state’s own formula. Your average weekly wage sets your benefit rate, the body part and impairment rating set the number of weeks, and the state cap sets the ceiling. Put together, those pieces are what an Oklahoma workers comp settlement is built from.
If any part of your Oklahoma workers comp settlement is unclear, the calculator below gives a quick estimate and your state board can confirm the current caps and the body-part schedule.
Got a settlement offer? Before you accept, it helps to know what your Oklahoma case may really be worth. An attorney can review the offer, often at no upfront cost.
Frequently Asked Questions
How much is a workers’ comp settlement in Oklahoma?
There is no single average — an Oklahoma settlement depends on the body part, your impairment rating, and your wage. Typical ranges run Oklahoma doesn’t publish an official average settlement. As an illustration from the statute only: a body-as-a-whole rating of 5% to 25% at the 375 PPD cap works out to about 6563 to 32813 in PPD (17.5 to 87.5 weeks).
An amputated thumb at the cap is 66 x 375 = 24750. Total settlements can be higher or lower once unpaid TTD and future medical care are included. Every case differs, so confirm with the Commission and a licensed attorney.. Use the calculator on this page for an estimate, and remember every case is different.
How is an Oklahoma workers’ comp settlement calculated?
Oklahoma generally pays a share of your average weekly wage (capped at $1128.66/week), then adds a permanent-disability amount based on the body part and your impairment rating. The state’s body-part schedule sets the number of weeks.
Do I need a lawyer to settle my Oklahoma workers’ comp case?
Not always, but for a serious injury, a denied claim, or a settlement offer you are unsure about, many claimants talk to a workers’ comp attorney first — the consultation is usually free and represented claimants often recover more.
Official Oklahoma Sources & Resources
- Oklahoma Oklahoma Workers’ Compensation Commission: https://www.wcc.ok.gov/legal/benefit-charts
- Oklahoma Workers’ Comp Statute: https://oksenate.gov/sites/default/files/2019-12/os85A.pdf
- U.S. Department of Labor — Workers’ Comp: dol.gov
- NCCI (rating/benefit data): ncci.com
These Oklahoma workers comp settlement figures were last verified against official sources in October 2026. State benefit caps change every year — confirm the current figure with your state workers’-comp board or a licensed attorney before you rely on it.
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More Oklahoma Workers’ Comp Guides
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- Oklahoma Workers’ Comp Requirements (Employers)
- Workers’ Comp Guides for All 50 States
Disclaimer: This guide is informational only and is not legal, medical, or financial advice. Workers Comp Explained is an independent educational resource, not a law firm or insurer. Workers’ comp benefits, settlement values, deadlines, and requirements vary by state and by the specific facts of your injury and change over time, and any settlement figures here are illustrative only.
Confirm your rights and any deadline with your state’s workers’ compensation board and a licensed attorney before you act.