A Connecticut workers comp exemption lets certain business owners legally go without workers’ compensation coverage on themselves — Corporate officers and LLC members can each choose to be excluded by filing Form 6B. Partners are covered by default, but a partnership can opt out with Form 6B-1, which every partner must sign.
Sole proprietors work the other way: they are NOT covered unless they opt in with Form 75, and the same form is used to cancel that opt-in. None of the sources reviewed showed an ownership-percentage or officer-count limit.
Owners who opt out do not change the employer’s duty to cover its other employees, which starts at 1 employee. — while the law still requires coverage for employees once a business has 1 or more. This guide explains who qualifies for the Connecticut workers comp exemption, the exact form, where to file it, what it costs, and what an exempt owner gives up.
Verified against Connecticut sources as of October 2026.
Connecticut at a Glance
| Coverage required at | 1 employee(s) |
| Who may elect out | Corporate officers and LLC members can each choose to be excluded by filing Form 6B. Partners are covered by default, but a partnership can opt out with Form 6B-1, which every partner must sign. Sole proprietors work the other way: they are NOT covered unless they opt in with Form 75, and the same form is used to cancel that opt-in. None of the sources reviewed showed an ownership-percentage or officer-count limit. Owners who opt out do not change the employer’s duty to cover its other employees, which starts at 1 employee. |
| Exemption form | WCC Form 6B, “Coverage Election by Employee who is an Officer of a Corporation or a Member of an LLC” (choose exclusion or cancel it). WCC Form 6B-1, “Coverage Election by Members of a Partnership” (choose exclusion or cancel it). WCC Form 75, “Coverage Election by Sole Proprietor” (choose inclusion or cancel it). |
| Filed with | Workers’ Compensation Commission, Office of the Chairperson, 21 Oak Street, 4th Floor, Hartford, CT 06106. Form 6B can also be filed online through the WCC’s automated filing link, https://forms.office.com/g/MPrz0UL2sr (Memorandum 2022-14, effective 12/15/2022). Forms 6B-1 and 75 can be mailed or emailed to [email protected]. Forms page: https://portal.ct.gov/WCC/Home-Forms/Workers-Compensation-Forms. Many owners also give a copy to their insurance carrier so their payroll is left out at the policy audit. |
| Renewal | The election stays in effect until it is revoked on the same form (6B, 6B-1 or 75). I found no annual renewal requirement. |
In This Connecticut Guide:
Who Qualifies for A Connecticut Workers Comp Exemption
Corporate officers and LLC members can each choose to be excluded by filing Form 6B. Partners are covered by default, but a partnership can opt out with Form 6B-1, which every partner must sign. Sole proprietors work the other way: they are NOT covered unless they opt in with Form 75, and the same form is used to cancel that opt-in.
None of the sources reviewed showed an ownership-percentage or officer-count limit. Owners who opt out do not change the employer’s duty to cover its other employees, which starts at 1 employee.
CGS § 31-275(9)(B). A corporate officer who is also an employee may choose to be excluded from coverage under Chapter 568 by written notice to the employer and to the Workers’ Compensation Commission (the statute now says “administrative law judge”). The officer does this with WCC Form 6B. The same form is used to cancel an earlier exclusion.
LLC members are covered by default and may opt out with Form 6B. A single-member LLC owner who wants coverage does not need to do anything; one who does not want coverage files Form 6B so no premium is charged for them at the policy audit. Partners are treated as having accepted the Act and must carry insurance under § 31-284(b)(2).
The exception is when the partnership chooses exclusion by written notice signed by each partner (Form 6B-1), under CGS § 31-275(10).
How to File the Connecticut Workers Comp Exemption
The form is WCC Form 6B, “Coverage Election by Employee who is an Officer of a Corporation or a Member of an LLC” (choose exclusion or cancel it). WCC Form 6B-1, “Coverage Election by Members of a Partnership” (choose exclusion or cancel it). WCC Form 75, “Coverage Election by Sole Proprietor” (choose inclusion or cancel it)..
It is filed with Workers’ Compensation Commission, Office of the Chairperson, 21 Oak Street, 4th Floor, Hartford, CT 06106. Form 6B can also be filed online through the WCC’s automated filing link, https://forms.office.com/g/MPrz0UL2sr (Memorandum 2022-14, effective 12/15/2022). Forms 6B-1 and 75 can be mailed or emailed to [email protected]. Forms page: https://portal.ct.gov/WCC/Home-Forms/Workers-Compensation-Forms.
Many owners also give a copy to their insurance carrier so their payroll is left out at the policy audit.. Renewal: The election stays in effect until it is revoked on the same form (6B, 6B-1 or 75). I found no annual renewal requirement..
Filing on the state’s own site costs nothing beyond any statutory fee — the “exemption filing services” that advertise on this search charge for the same form.
Connecticut Workers Comp Exemption Rules at a Glance
The exact Connecticut workers comp exemption rules every owner should check before deciding to go without coverage:
| Employee threshold | 1 |
| Who may elect out | Corporate officers and LLC members can each choose to be excluded by filing Form 6B. Partners are covered by default, but a partnership can opt out with Form 6B-1, which every partner must sign. Sole proprietors work the other way: they are NOT covered unless they opt in with Form 75, and the same form is used to cancel that opt-in. None of the sources reviewed showed an ownership-percentage or officer-count limit. Owners who opt out do not change the employer’s duty to cover its other employees, which starts at 1 employee. |
| Corporate officers | CGS § 31-275(9)(B). A corporate officer who is also an employee may choose to be excluded from coverage under Chapter 568 by written notice to the employer and to the Workers’ Compensation Commission (the statute now says “administrative law judge”). The officer does this with WCC Form 6B. The same form is used to cancel an earlier exclusion. |
| LLC members and partners | LLC members are covered by default and may opt out with Form 6B. A single-member LLC owner who wants coverage does not need to do anything; one who does not want coverage files Form 6B so no premium is charged for them at the policy audit. Partners are treated as having accepted the Act and must carry insurance under § 31-284(b)(2). The exception is when the partnership chooses exclusion by written notice signed by each partner (Form 6B-1), under CGS § 31-275(10). |
| Form | WCC Form 6B, “Coverage Election by Employee who is an Officer of a Corporation or a Member of an LLC” (choose exclusion or cancel it). WCC Form 6B-1, “Coverage Election by Members of a Partnership” (choose exclusion or cancel it). WCC Form 75, “Coverage Election by Sole Proprietor” (choose inclusion or cancel it). |
| Where to file | Workers’ Compensation Commission, Office of the Chairperson, 21 Oak Street, 4th Floor, Hartford, CT 06106. Form 6B can also be filed online through the WCC’s automated filing link, https://forms.office.com/g/MPrz0UL2sr (Memorandum 2022-14, effective 12/15/2022). Forms 6B-1 and 75 can be mailed or emailed to [email protected]. Forms page: https://portal.ct.gov/WCC/Home-Forms/Workers-Compensation-Forms. Many owners also give a copy to their insurance carrier so their payroll is left out at the policy audit. |
| Renewal | The election stays in effect until it is revoked on the same form (6B, 6B-1 or 75). I found no annual renewal requirement. |
| Proof of exemption or coverage | The insurer issues a certificate of insurance. An owner who opted out can show the WCC-stamped Form 6B, 6B-1 or 75. Anyone can check coverage free, by business name or FEIN, with the WCC Coverage Verification Service (Proof of Coverage search): https://portal.ct.gov/wcc/knowledge-base/articles/services/coverage-verification-service. That search does not show self-insured employers or those in mutual self-insurance groups. Under CGS § 31-286b, proof of coverage is required before a building permit is issued. |
What A Connecticut Workers Comp Exemption Gives Up
An excluded officer, LLC member or partner, or a sole proprietor who has not opted in, gets no Connecticut workers’ compensation benefits if injured: no medical, wage-replacement or disability payments under Chapter 568. They are also outside the exclusive-remedy system of § 31-284(a), which normally applies to covered employees. How that affects any lawsuit depends on the facts, so confirm with the WCC and a licensed Connecticut attorney.
One honest paragraph on the “ghost policy”: a minimum-premium policy with no employees sold to owners who need a certificate of insurance. It is legal in many states, but it is not a Connecticut workers comp exemption — it is coverage with nobody on it. If you add a worker, it must be reported, or the audit will find them.
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Workers Exempt by Law in Connecticut
Separate from the owner’s election, Connecticut law exempts some classes of workers from coverage — commonly domestic workers below a threshold, casual labor, some farm labor and licensed real-estate agents paid by commission. A worker who does not fit a listed class counts toward the threshold, no matter what the 1099 says.
Proving A Connecticut Workers Comp Exemption or Coverage
The insurer issues a certificate of insurance. An owner who opted out can show the WCC-stamped Form 6B, 6B-1 or 75. Anyone can check coverage free, by business name or FEIN, with the WCC Coverage Verification Service (Proof of Coverage search): https://portal.ct.gov/wcc/knowledge-base/articles/services/coverage-verification-service. That search does not show self-insured employers or those in mutual self-insurance groups. Under CGS § 31-286b, proof of coverage is required before a building permit is issued.
Why the Connecticut Workers Comp Exemption Matters
The Connecticut workers comp exemption is a trade: lower cost today against no safety net if you are hurt. The second half of the trade is the one the search results never lead with. Sole proprietors start out NOT covered and must opt in (Form 75). Corporate officers, LLC members and partners start out covered and must opt out (Forms 6B and 6B-1).
A partnership’s exclusion must be signed by every partner. Under § 31-286b, a building permit is issued only with proof of coverage or of a valid exclusion. Confirm your own situation with the WCC and a licensed attorney.
If the Connecticut workers comp exemption rules above leave any doubt about whether a worker counts, ask the state agency before you decide — the answer is free, and the penalty for guessing wrong is not.
Employer side: the Connecticut requirements guide covers the threshold, who counts and the penalties in full. Hurt while exempt? You may still have a claim against a third party — a licensed attorney can say.
Frequently Asked Questions
Who can file a workers comp exemption in Connecticut?
Corporate officers and LLC members can each choose to be excluded by filing Form 6B. Partners are covered by default, but a partnership can opt out with Form 6B-1, which every partner must sign. Sole proprietors work the other way: they are NOT covered unless they opt in with Form 75, and the same form is used to cancel that opt-in.
None of the sources reviewed showed an ownership-percentage or officer-count limit. Owners who opt out do not change the employer’s duty to cover its other employees, which starts at 1 employee.
What form is the Connecticut workers comp exemption?
WCC Form 6B, “Coverage Election by Employee who is an Officer of a Corporation or a Member of an LLC” (choose exclusion or cancel it). WCC Form 6B-1, “Coverage Election by Members of a Partnership” (choose exclusion or cancel it). WCC Form 75, “Coverage Election by Sole Proprietor” (choose inclusion or cancel it).. File it on the state’s own site; filing services charge for the same form.
Can an exempt owner in Connecticut still collect benefits if hurt?
No. An exemption removes the owner from coverage, so there is no claim for medical care or lost wages. That is the trade.
Official Connecticut Sources & Resources
- Connecticut Connecticut Workers’ Compensation Commission (WCC): https://portal.ct.gov/wcc
- Connecticut Workers’ Comp Statute: https://www.cga.ct.gov/current/pub/chap_568.htm#sec_31-275
- U.S. Department of Labor — Workers’ Comp: dol.gov
- Insurance Information Institute: iii.org
This Connecticut workers comp exemption guide was last verified against official Connecticut sources in October 2026. Rules change — confirm the current figure with the state agency or a licensed attorney.
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Disclaimer: This guide is informational only and is not legal, medical, or financial advice. Workers Comp Explained is an independent educational resource, not a law firm or insurer. Workers’ comp benefits, settlement values, deadlines, and requirements vary by state and by the specific facts of your injury and change over time, and any settlement figures here are illustrative only.
Confirm your rights and any deadline with your state’s workers’ compensation board and a licensed attorney before you act.