How much a Georgia workers comp settlement is worth depends on three things: the body part injured, your impairment rating, and your weekly wage. Typical Georgia settlements run 10000 to 75000 for many typical cases, with severe or catastrophic claims running well into six figures — every case differs based on injury, rating, wage, and future medical.
This guide lays out the Georgia caps, the body-part schedule, and how the math works, in plain English. All figures are from Georgia sources, verified as of June 2026.
Georgia at a Glance
| Wage replacement | 66.67% (two-thirds of average weekly wage) |
| Max weekly benefit | $850 |
| Min weekly benefit | $50 |
| Waiting period | 7 days |
| PPD method | Scheduled body-part weeks — impairment rating (% loss of use, per AMA Guides 5th ed.) multiplied by the statutory weeks for that body part, paid at two-thirds of the average weekly wage |
| Lawyer recommended | For serious injuries, denials, or any settlement offer |
In This Georgia Guide:
How Much Is a Workers’ Comp Settlement in Georgia?
How much a Georgia workers comp settlement is worth depends on three things: the body part injured, your impairment rating, and your weekly wage. Typical Georgia settlements run 10000 to 75000 for many typical cases, with severe or catastrophic claims running well into six figures — every case differs based on injury, rating, wage, and future medical.
This guide lays out the Georgia caps, the body-part schedule, and how the math works, in plain English. All figures are from Georgia sources, verified as of June 2026.
Want a quick estimate for your own injury?
Georgia Body-Part Settlement Values
If your injury is a permanent loss to a specific body part, Georgia assigns it a set number of weeks of benefits. Your payout is roughly those weeks multiplied by your impairment rating and your weekly comp rate. Here are the Georgia figures:
| Body part (scheduled loss) | Statutory weeks of benefits |
| Arm | 225 weeks |
| Hand | 160 weeks |
| Leg | 225 weeks |
| Foot | 135 weeks |
| Eye | 150 weeks |
| Thumb | 60 weeks |
| Index Finger | 40 weeks |
| Middle Finger | 35 weeks |
| Ring Finger | 30 weeks |
| Little Finger | 25 weeks |
| Great Toe | 30 weeks |
| Other Toe | 20 weeks |
| Hearing One Ear | 75 weeks |
| Hearing Both Ears | 150 weeks |
| Back/Body As A Whole | 300 weeks |
Whole-body / maximum: up to 300 (body as a whole) weeks.
How Georgia Calculates Your Payout
Weekly rate = two-thirds of the worker’s average weekly wage (AWW), where AWW is generally the average of the 13 weeks before the injury, capped at the state maximum (850) and floored at the minimum (50)
Permanent disability: Scheduled body-part weeks — impairment rating (% loss of use, per AMA Guides 5th ed.) multiplied by the statutory weeks for that body part, paid at two-thirds of the average weekly wage
Offsets: NONE for Georgia state WC — Georgia has no Social Security retirement offset on workers’ comp; note that federal SSDI may itself be reduced (offset) when combined with WC
What Settlements Actually Run in Georgia
10000 to 75000 for many typical cases, with severe or catastrophic claims running well into six figures — every case differs based on injury, rating, wage, and future medical That said, no two cases are alike — the number that matters is the one your own injury, rating, and wage produce, not a statewide average.
What drives a Georgia settlement: body part injured, AMA impairment rating, average weekly wage, projected future medical costs, ability to return to work, whether the injury is designated catastrophic, and disputed vs. accepted liability
How Workers’ Comp Settlements Work in Georgia
A Georgia workers comp settlement usually has two parts: the wage benefits you are paid while you cannot work, and a lump sum for any permanent damage the injury leaves behind. The wage piece replaces a share of your average weekly wage, up to the state cap shown above.
The permanent piece is where most of the settlement value lives, and it depends on the body part, your impairment rating, and how the state values that loss.
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Scheduled vs. Unscheduled Injuries in Georgia
Most states, including how Georgia handles many claims, divide permanent injuries into two buckets. A scheduled loss is a specific body part with a set number of weeks assigned to it, like an arm, hand, or leg. An unscheduled loss affects the body as a whole, like a back or a head injury, and is often worth more because it touches your overall ability to earn.
Knowing which bucket your injury falls into is the first step to understanding what your case may be worth.
Other Georgia settlement rules: TTD is capped at 400 weeks for non-catastrophic injuries (O.C.G.A. 34-9-261); catastrophic-injury designations can allow lifetime income and medical benefits; impairment ratings must use the AMA Guides to the Evaluation of Permanent Impairment, 5th edition; lump-sum settlements (stipulated “no-liability” or liability settlements) must be approved by the State Board; loss of two or more major members creates a rebuttable presumption of permanent total disability
Understanding Your Georgia Workers Comp Settlement
The size of a Georgia workers comp settlement is not random — it follows the state’s own formula. Your average weekly wage sets your benefit rate, the body part and impairment rating set the number of weeks, and the state cap sets the ceiling. Put together, those pieces are what a Georgia workers comp settlement is built from.
If any part of your Georgia workers comp settlement is unclear, the calculator below gives a quick estimate and your state board can confirm the current caps and the body-part schedule.
Got a settlement offer? Before you accept, it helps to know what your Georgia case may really be worth. An attorney can review the offer, often at no upfront cost.
Frequently Asked Questions
How much is a workers’ comp settlement in Georgia?
There is no single average — a Georgia settlement depends on the body part, your impairment rating, and your wage. Typical ranges run 10000 to 75000 for many typical cases, with severe or catastrophic claims running well into six figures — every case differs based on injury, rating, wage, and future medical. Use the calculator on this page for an estimate, and remember every case is different.
How is a Georgia workers’ comp settlement calculated?
Georgia generally pays a share of your average weekly wage (capped at $850/week), then adds a permanent-disability amount based on the body part and your impairment rating. The state’s body-part schedule sets the number of weeks.
Do I need a lawyer to settle my Georgia workers’ comp case?
Not always, but for a serious injury, a denied claim, or a settlement offer you are unsure about, many claimants talk to a workers’ comp attorney first — the consultation is usually free and represented claimants often recover more.
Official Georgia Sources & Resources
- Georgia Georgia State Board of Workers’ Compensation: https://sbwc.georgia.gov
- Georgia Workers’ Comp Statute: https://law.justia.com/codes/georgia/title-34/chapter-9/article-7/section-34-9-263/
- U.S. Department of Labor — Workers’ Comp: dol.gov
- NCCI (rating/benefit data): ncci.com
These Georgia workers comp settlement figures were last verified against official sources in June 2026. State benefit caps change every year — confirm the current figure with your state workers’-comp board or a licensed attorney before you rely on it.
More Georgia Workers’ Comp Guides
- How to File a Georgia Workers’ Comp Claim
- Georgia Workers’ Comp Requirements (Employers)
- Workers’ Comp Guides for All 50 States
Disclaimer: This guide is informational only and is not legal, medical, or financial advice. Workers Comp Explained is an independent educational resource, not a law firm or insurer. Workers’ comp benefits, settlement values, deadlines, and requirements vary by state and by the specific facts of your injury and change over time, and any settlement figures here are illustrative only.
Confirm your rights and any deadline with your state’s workers’ compensation board and a licensed attorney before you act.