Workers Comp, Explained – What Your Claim Is Worth and What to Do Next
If you got hurt at work, you need straight answers fast – how much your claim is worth, how long you have to file, whether you can be fired, and what to do if you are denied. We break down exactly what your state pays, what your injury is typically worth, and the deadlines you cannot miss – in plain English, with real figures from state workers’ comp boards and the U.S. Department of Labor. It is free, there is no intake form, and if you decide you need a lawyer, we will help you find one.
Every State and Every Injury Covered
Exact weekly benefit caps, body-part settlement values, and claim deadlines for all 50 states – sourced from state workers’ comp boards and the U.S. Department of Labor, not vague national averages. We go deep on every state, including the small ones most sites skip.
Written for You, Not to Sign You Up
Every guide is written for you – the injured worker trying to understand what you are owed. We are not a law firm. We explain what your claim is typically worth and what to do next so you can decide for yourself, then help you find a lawyer if you need one.
Verified for 2026
State maximum weekly benefits change every year, and so do filing deadlines and rules. Every page carries a Verified date and is reviewed when the figures change, so the numbers you see are current.
Our Mission
Workers Comp Explained was built for the moment someone gets hurt at work and has nowhere neutral to find out what happens next. Most people searching ‘how much is my workers comp settlement’ or ‘can I get fired on workers comp’ land on a law firm’s intake page built to capture them as a client, a government portal written in dense legalese, or a thin blog with no real numbers. We do something different: we tell you, in plain English, exactly what your state pays, what your specific injury is typically worth, the deadlines you cannot miss, and what to do if your claim is denied – before you ever fill out an intake form. We cover all 50 states with the exact weekly benefit caps, body-part settlement values, and filing deadlines, every benefit type (TTD, TPD, PPD, PTD, MMI, impairment ratings) explained plainly, and the real answers to the questions injured workers actually ask – can you be fired, can you choose your own doctor, do you pay taxes on it, what happens if you are denied. We provide free tools so you can estimate your settlement, calculate your weekly benefit, and figure out whether you need a lawyer. We make money from ads and from attorney-referral advertising when you choose to speak with a lawyer through our links (always disclosed, never an endorsement), but the guidance comes first and the numbers are neutral. Our goal is to be the one place that tells an injured worker, straight and for free, what their claim is worth and what to do next.
Oleg Kachko
Owner & Editor at Workers Comp Explained
I started Workers Comp Explained because I believe everyone deserves access to clear, honest workers comp guides information. Too many people overpay or miss out simply because the industry makes things unnecessarily confusing. Our team researches and verifies every piece of content so you can make informed decisions with confidence.
Connect on LinkedInFrequently Asked Questions
What is Workers Comp Explained?
Workers Comp Explained is a free educational resource that explains workers’ compensation in plain English – how much settlements run in your state, what your specific injury is typically worth, the deadlines to report and file, your rights on a claim, and what to do if you are denied. We cover all 50 states with exact, current figures.
Is it free to use?
Yes – Workers Comp Explained is completely free. We never charge readers for access to any of our guides or tools. There is no signup, no email gate, and no required intake form to read anything.
Do you provide legal, medical, or financial advice?
No. Workers Comp Explained is an informational site, not a law firm, insurer, or medical or financial advisor. We provide general, state- and injury-specific information, and our settlement figures are illustrative only. We recommend you confirm the exact figure and any deadline with your state’s workers’ compensation board and a licensed attorney before you act.
How do you make money?
Workers Comp Explained earns revenue through (1) display advertising (Google AdSense) and (2) attorney-referral advertising when you choose to speak with a lawyer through one of our links (at no cost to you, always disclosed). These links are advertising, not a referral or endorsement of any attorney, and none of these relationships influence our editorial content or the figures we publish.
How current are the figures?
Benefit caps, body-part values, deadlines, and requirements are sourced from state workers’ compensation boards, the U.S. Department of Labor, the NCCI, and the Insurance Information Institute, and are reviewed when the figures change. Every page displays a Verified badge showing when it was last reviewed. State maximum weekly benefits change every year – always confirm the exact figure with your state board and a licensed attorney.
How do I contact you?
Use our Contact page or email [email protected].