How much a Mississippi workers comp settlement is worth depends on three things: the body part injured, your impairment rating, and your weekly wage. Typical Mississippi settlements run 10000 to 75000 for many claims, with more serious injuries reaching into six figures; every case differs based on the specific facts. This guide lays out the Mississippi caps, the body-part schedule, and how the math works, in plain English.
All figures are from Mississippi sources, verified as of June 2026.
Mississippi at a Glance
| Wage replacement | 66.67% |
| Max weekly benefit | $637 |
| Min weekly benefit | $25 |
| Waiting period | 5 days |
| PPD method | Combination — scheduled body-part weeks for listed members (weeks × 66⅔% of AWW × the physician’s percentage impairment rating); non-scheduled injuries (including back/body-as-a-whole) use a loss-of-wage-earning-capacity / wage-loss method (66⅔% of the difference between pre-injury AWW and post-injury wage-earning capacity) |
| Lawyer recommended | For serious injuries, denials, or any settlement offer |
In This Mississippi Guide:
How Much Is a Workers’ Comp Settlement in Mississippi?
How much a Mississippi workers comp settlement is worth depends on three things: the body part injured, your impairment rating, and your weekly wage. Typical Mississippi settlements run 10000 to 75000 for many claims, with more serious injuries reaching into six figures; every case differs based on the specific facts. This guide lays out the Mississippi caps, the body-part schedule, and how the math works, in plain English.
All figures are from Mississippi sources, verified as of June 2026.
Want a quick estimate for your own injury?
Mississippi Body-Part Settlement Values
If your injury is a permanent loss to a specific body part, Mississippi assigns it a set number of weeks of benefits. Your payout is roughly those weeks multiplied by your impairment rating and your weekly comp rate. Here are the Mississippi figures:
| Body part (scheduled loss) | Statutory weeks of benefits |
| Arm | 200 weeks |
| Hand | 150 weeks |
| Leg | 175 weeks |
| Foot | 125 weeks |
| Eye | 100 weeks |
| Thumb | 60 weeks |
| Index/First Finger | 35 weeks |
| Second Finger | 30 weeks |
| Third Finger | 20 weeks |
| Fourth Finger | 15 weeks |
| Great Toe | 30 weeks |
| Other Toe | 10 weeks |
| Hearing One Ear | 40 weeks |
| Hearing Both Ears | 150 weeks |
Whole-body / maximum: up to 450 weeks.
How Mississippi Calculates Your Payout
The weekly comp rate is 66⅔% of the worker’s average weekly wage (AWW), subject to the state maximum of 637 per week (set annually by the MWCC) and a statutory minimum of 25 per week (or the full AWW if it is lower)
Permanent disability: Combination — scheduled body-part weeks for listed members (weeks × 66⅔% of AWW × the physician’s percentage impairment rating); non-scheduled injuries (including back/body-as-a-whole) use a loss-of-wage-earning-capacity / wage-loss method (66⅔% of the difference between pre-injury AWW and post-injury wage-earning capacity)
Offsets: NONE specified in statute beyond standard credit rules; confirm any Social Security/retirement coordination with the state board
What Settlements Actually Run in Mississippi
10000 to 75000 for many claims, with more serious injuries reaching into six figures; every case differs based on the specific facts That said, no two cases are alike — the number that matters is the one your own injury, rating, and wage produce, not a statewide average.
What drives a Mississippi settlement: injured body part, the physician’s percentage impairment rating, the worker’s average weekly wage, future medical needs, and the ability to return to work (loss of wage-earning capacity)
How Workers’ Comp Settlements Work in Mississippi
A Mississippi workers comp settlement usually has two parts: the wage benefits you are paid while you cannot work, and a lump sum for any permanent damage the injury leaves behind. The wage piece replaces a share of your average weekly wage, up to the state cap shown above.
The permanent piece is where most of the settlement value lives, and it depends on the body part, your impairment rating, and how the state values that loss.
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Scheduled vs. Unscheduled Injuries in Mississippi
Most states, including how Mississippi handles many claims, divide permanent injuries into two buckets. A scheduled loss is a specific body part with a set number of weeks assigned to it, like an arm, hand, or leg. An unscheduled loss affects the body as a whole, like a back or a head injury, and is often worth more because it touches your overall ability to earn.
Knowing which bucket your injury falls into is the first step to understanding what your case may be worth.
Other Mississippi settlement rules: Total cap of 450 weeks of compensation, and total payout may not exceed 450 × 66⅔% of the statewide AWW; Mississippi has no automatic cost-of-living escalator on the weekly rate; the maximum weekly benefit is fixed by the date of injury, so an injured worker’s cap is the maximum in effect when injured (use the current 2026 figure of 637 for 2026 injuries).
Confirm all figures with the Mississippi Workers’ Compensation Commission and a licensed attorney.
Understanding Your Mississippi Workers Comp Settlement
The size of a Mississippi workers comp settlement is not random — it follows the state’s own formula. Your average weekly wage sets your benefit rate, the body part and impairment rating set the number of weeks, and the state cap sets the ceiling. Put together, those pieces are what a Mississippi workers comp settlement is built from.
If any part of your Mississippi workers comp settlement is unclear, the calculator below gives a quick estimate and your state board can confirm the current caps and the body-part schedule.
Got a settlement offer? Before you accept, it helps to know what your Mississippi case may really be worth. An attorney can review the offer, often at no upfront cost.
Frequently Asked Questions
How much is a workers’ comp settlement in Mississippi?
There is no single average — a Mississippi settlement depends on the body part, your impairment rating, and your wage. Typical ranges run 10000 to 75000 for many claims, with more serious injuries reaching into six figures; every case differs based on the specific facts. Use the calculator on this page for an estimate, and remember every case is different.
How is a Mississippi workers’ comp settlement calculated?
Mississippi generally pays a share of your average weekly wage (capped at $637/week), then adds a permanent-disability amount based on the body part and your impairment rating. The state’s body-part schedule sets the number of weeks.
Do I need a lawyer to settle my Mississippi workers’ comp case?
Not always, but for a serious injury, a denied claim, or a settlement offer you are unsure about, many claimants talk to a workers’ comp attorney first — the consultation is usually free and represented claimants often recover more.
Official Mississippi Sources & Resources
- Mississippi Mississippi Workers’ Compensation Commission (MWCC): https://mwcc.ms.gov/
- Mississippi Workers’ Comp Statute: https://law.justia.com/codes/mississippi/title-71/chapter-3/general-provisions/section-71-3-17/
- U.S. Department of Labor — Workers’ Comp: dol.gov
- NCCI (rating/benefit data): ncci.com
These Mississippi workers comp settlement figures were last verified against official sources in June 2026. State benefit caps change every year — confirm the current figure with your state workers’-comp board or a licensed attorney before you rely on it.
More Mississippi Workers’ Comp Guides
- How to File a Mississippi Workers’ Comp Claim
- Mississippi Workers’ Comp Requirements (Employers)
- Workers’ Comp Guides for All 50 States
Disclaimer: This guide is informational only and is not legal, medical, or financial advice. Workers Comp Explained is an independent educational resource, not a law firm or insurer. Workers’ comp benefits, settlement values, deadlines, and requirements vary by state and by the specific facts of your injury and change over time, and any settlement figures here are illustrative only.
Confirm your rights and any deadline with your state’s workers’ compensation board and a licensed attorney before you act.