How much an Idaho workers comp settlement is worth depends on three things: the body part injured, your impairment rating, and your weekly wage. This guide lays out the Idaho caps, the body-part schedule, and how the math works, in plain English. All figures are from Idaho sources, verified as of October 2026.
Idaho at a Glance
| Wage replacement | 67 |
| Max weekly benefit | 1021.50 |
| Min weekly benefit | 170.25 (absolute floor, 15% of the 2026 average weekly state wage. The standard minimum is 510.75, which is 45% of the state wage, but during the first 52 weeks the benefit can’t be more than 90% of the worker’s own average weekly wage. Low-wage workers can therefore receive less than 510.75, but never less than 170.25.) |
| Waiting period | 5 days |
| PPD method | A combination. Idaho first pays permanent impairment, a medical rating converted to weeks. Loss or loss of use of listed body parts uses the statutory schedule in I.C. 72-428. Unlisted injuries (such as the back) are rated against a “whole man” of 500 weeks under I.C. 72-426 and 72-429. Partial loss is paid in proportion to the impairment rating. All permanent partial disability weeks are paid at 55% of the average weekly state wage for the year of injury, which is 624.25 per week for 2026 injuries, not at the worker’s own wage. Separately, Idaho can award permanent disability above the impairment rating. This is based on non-medical factors such as age, occupation, and the worker’s diminished ability to compete in the labor market (I.C. 72-425 and 72-430). |
| Lawyer recommended | For serious injuries, denials, or any settlement offer |
In This Idaho Guide:
How Much Is a Workers’ Comp Settlement in Idaho?
How much an Idaho workers comp settlement is worth depends on three things: the body part injured, your impairment rating, and your weekly wage. This guide lays out the Idaho caps, the body-part schedule, and how the math works, in plain English. All figures are from Idaho sources, verified as of October 2026.
Want a quick estimate for your own injury?
Idaho Body-Part Settlement Values
If your injury is a permanent loss to a specific body part, Idaho assigns it a set number of weeks of benefits. Your payout is roughly those weeks multiplied by your impairment rating and your weekly comp rate. Here are the Idaho figures:
| Body part (scheduled loss) | Statutory weeks of benefits |
| Arm At Shoulder | 300 weeks |
| Arm Above Deltoid | 300 weeks |
| Arm Above Elbow | 285 weeks |
| Forearm Below Elbow | 270 weeks |
| Hand At Wrist | 270 weeks |
| All Four Fingers | 160 weeks |
| Thumb | 110 weeks |
| Index Finger | 70 weeks |
| Middle Finger | 55 weeks |
| Ring Finger | 25 weeks |
| Little Finger | 15 weeks |
| Leg At Hip | 200 weeks |
| Leg Above Knee | 180 weeks |
| Leg Below Knee | 140 weeks |
| Foot At Ankle | 140 weeks |
| Lesser Toe | 7 weeks |
| Eye (Enucleation) | 175 weeks |
| Total Vision Loss Of One Eye | 150 weeks |
Whole-body / maximum: up to 500 (whole-person basis under I.C. 72-426. At the 2026 rate of 624.25 per week, 100% of the whole person would be 312125. Permanent total disability is handled separately and is not capped at 500 weeks.) weeks.
How Idaho Calculates Your Payout
Temporary total disability is 67% of the worker’s average weekly wage for the first 52 weeks. It can’t exceed 90% of the average weekly state wage (1021.50 for 2026, based on a state wage of 1135) or 90% of the worker’s own wage, with a floor of 15% of the state wage.
After 52 weeks, the rate becomes 67% of the currently applicable state wage (760.45 in 2026), with a minimum of 45% of the state wage (I.C. 72-408 and 72-409). The Commission sets the state wage each year, and the rate table goes by the year of the date of injury. For 2026 injuries, an average weekly wage of 1524.63 or more reaches the maximum.
Permanent disability: A combination. Idaho first pays permanent impairment, a medical rating converted to weeks. Loss or loss of use of listed body parts uses the statutory schedule in I.C. 72-428. Unlisted injuries (such as the back) are rated against a “whole man” of 500 weeks under I.C. 72-426 and 72-429. Partial loss is paid in proportion to the impairment rating.
All permanent partial disability weeks are paid at 55% of the average weekly state wage for the year of injury, which is 624.25 per week for 2026 injuries, not at the worker’s own wage. Separately, Idaho can award permanent disability above the impairment rating. This is based on non-medical factors such as age, occupation, and the worker’s diminished ability to compete in the labor market (I.C. 72-425 and 72-430).
Offsets: NONE. Idaho’s benefit statutes (Title 72, Chapter 4) contain no Social Security retirement offset. Federal rules may still reduce Social Security Disability benefits when someone also receives workers’ comp (42 U.S.C. 424a), so confirm with SSA.
What Settlements Actually Run in Idaho
What drives an Idaho settlement: The body part and whether it is scheduled or whole-person; the medical impairment rating at maximum medical improvement; disability above the impairment rating, based on age, occupation, transferable skills, and the local labor market (I.C.
72-430); the year of injury, which sets the state wage used for benefit rates; the worker’s own average weekly wage, which mainly affects temporary disability; whether future medical care is being closed out; ability to return to work; any apportionment for pre-existing conditions; and the strength of disputed issues.
How Workers’ Comp Settlements Work in Idaho
An Idaho workers comp settlement usually has two parts: the wage benefits you are paid while you cannot work, and a lump sum for any permanent damage the injury leaves behind. The wage piece replaces a share of your average weekly wage, up to the state cap shown above.
The permanent piece is where most of the settlement value lives, and it depends on the body part, your impairment rating, and how the state values that loss.
Scheduled vs. Unscheduled Injuries in Idaho
Most states, including how Idaho handles many claims, divide permanent injuries into two buckets. A scheduled loss is a specific body part with a set number of weeks assigned to it, like an arm, hand, or leg. An unscheduled loss affects the body as a whole, like a back or a head injury, and is often worth more because it touches your overall ability to earn.
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Knowing which bucket your injury falls into is the first step to understanding what your case may be worth.
Other Idaho settlement rules: Under I.C. 72-404, parties can settle by lump sum without Commission approval, but the Commission must review and approve any settlement where a party has no attorney, is a minor, or is legally incompetent. Benefit rates are based on the state wage for the year of injury, which changes every January.
Permanent partial disability uses a flat 55% of the state wage for every worker, not a percentage of the worker’s own wage. Workers in a vocational retraining program are rated for impairment only until retraining ends, and then for disability (I.C. 72-428(6)). No separate disfigurement award is paid when a scheduled or unscheduled benefit is paid for the same body part (I.C. 72-430(1)).
Permanent total disability, including under the “odd-lot” doctrine, may involve the Industrial Special Indemnity Fund when a pre-existing impairment combines with the work injury. Benefits generally paid; confirm your specific situation with the Idaho Industrial Commission and a licensed attorney.
Understanding Your Idaho Workers Comp Settlement
The size of an Idaho workers comp settlement is not random — it follows the state’s own formula. Your average weekly wage sets your benefit rate, the body part and impairment rating set the number of weeks, and the state cap sets the ceiling. Put together, those pieces are what an Idaho workers comp settlement is built from.
If any part of your Idaho workers comp settlement is unclear, the calculator below gives a quick estimate and your state board can confirm the current caps and the body-part schedule.
Got a settlement offer? Before you accept, it helps to know what your Idaho case may really be worth. An attorney can review the offer, often at no upfront cost.
Frequently Asked Questions
How much is a workers’ comp settlement in Idaho?
There is no single average — an Idaho settlement depends on the body part, your impairment rating, and your wage. Use the calculator on this page for an estimate, and remember every case is different.
How is an Idaho workers’ comp settlement calculated?
Idaho generally pays a share of your average weekly wage (capped at $1021.50/week), then adds a permanent-disability amount based on the body part and your impairment rating. The state’s body-part schedule sets the number of weeks.
Do I need a lawyer to settle my Idaho workers’ comp case?
Not always, but for a serious injury, a denied claim, or a settlement offer you are unsure about, many claimants talk to a workers’ comp attorney first — the consultation is usually free and represented claimants often recover more.
Official Idaho Sources & Resources
- Idaho Idaho Industrial Commission: https://iic.idaho.gov
- Idaho Workers’ Comp Statute: https://legislature.idaho.gov/statutesrules/idstat/title72/t72ch4/
- U.S. Department of Labor — Workers’ Comp: dol.gov
- NCCI (rating/benefit data): ncci.com
These Idaho workers comp settlement figures were last verified against official sources in October 2026. State benefit caps change every year — confirm the current figure with your state workers’-comp board or a licensed attorney before you rely on it.
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More Idaho Workers’ Comp Guides
- How to File an Idaho Workers’ Comp Claim
- Idaho Workers’ Comp Requirements (Employers)
- Workers’ Comp Guides for All 50 States
Disclaimer: This guide is informational only and is not legal, medical, or financial advice. Workers Comp Explained is an independent educational resource, not a law firm or insurer. Workers’ comp benefits, settlement values, deadlines, and requirements vary by state and by the specific facts of your injury and change over time, and any settlement figures here are illustrative only.
Confirm your rights and any deadline with your state’s workers’ compensation board and a licensed attorney before you act.